INTERNAL MEMORANDUM
TO: DATE: All staff members 25 January 2010
THROUGH: REFERENCE: ADMIN/10/8
FROM: CC: Director, Administrative Division
SUBJECT: Vanbreda Health Insurance
1. The purpose of this circular is to inform staff of the changes to the premiums for the
Vanbreda medical, hospital and dental insurance plan for IMO, which came into effect on
1 January 2010.
2. Following consultation between the Administration, the Joint Administration Staff
Working Group and Vanbreda, and in light of the contractual provisions in the plan, the
Administration has accepted a reduction of approximately 10 per cent over last year’s
premium as a result of a decrease in amount claimed in 2009.
3. As of 1 January 2010, the monthly premiums will be as follows:
Effective
Type of coverage Current 1 January
2010
Staff members only (Category A) ?136 ?123
Staff member and one family member (Category B/C) ?286 ?258
Staff member and two or more eligible family members (Category D) ?475 ?428
Staff contributions
4. It will be recalled that the Council agreed in 2002 to the recommendation which had been
made by the Joint Administration Staff Working Group for a new cost-sharing formula,
namely, a ratio of Member States’ : participants’ contribution of two-thirds : one-third,
which follows the UN pension scheme arrangement. In line with the Council’s decision,
this relationship has been maintained in 2010. Staff members’ contributions will,
therefore, decrease by approximately 10% and their share of contribution as a
percentage of the premium will remain the same. The attached (revised) tables adjust
some previous income bands to take account of salary adjustments during 2008/2009.
The Organization’s contributions for IMO retirees who benefit from after-service medical
coverage are sustained.
5. The revised tables of contributions payable by staff members in the Professional and
higher categories and the General Service category, effective 1 January 2010, are set
out in annexes 1 and 2 of this circular. Examples are shown in annex 3.
6. Participants should bear in mind that their reimbursement claims have a direct
effect on the premiums of the Plan.
***
Annex 1
VANBREDA GROUP MEDICAL, HOSPITAL AND DENTAL INSURANCE SCHEME FOR IMO STAFF
Rates of contribution effective 1 January 2010
Professional Staff at Headquarters
Contributions of Staff Members according to net
Total monthly premium monthly pay
charged by Vanbreda (net base salary plus post adjustment)
Category
Up to $8000.01 - $9500.01 - over
$8000 $9500 $12000 $12000
A Staff member only ?123.00 ?43.05 ?44.75 ?46.48 ?48.20
B/C Staff member and one eligible ?258.00 ?90.30 ?94.81 ?98.45 ?102.09
family member
D Staff member and two or more ?428.00 ?149.80 ?155.92 ?162.98 ?169.02
eligible family members
Annex 2
VANBREDA GROUP MEDICAL, HOSPITAL AND DENTAL INSURANCE SCHEME FOR IMO STAFF
Rates of contribution effective 1 January 2010
General Service Staff at Headquarters
Contributions of Staff Members according to net
Total monthly premium monthly pay
charged by Vanbreda (net base salary plus language allowance and
Category non-resident's allowance)
Up to ?1800.01 - ?2200.01- over
?1800 ?2200 ?2875 ?2875
A Staff member only ?123.00 ?31.98 ?35.67 ?39.36 ?43.05
B/C Staff member and one eligible ?258.00 ?67.08 ?74.82 ?82.56 ?90.30
family member
D Staff member and two or more ?428.00 ?111.28 ?124.12 ?136.96 ?149.80
eligible family members
Annex 3
Examples (January 2010)
G.2 V G.4 V G.6 V G.7 V P.2 V P.3 V P.4 V P.5 V
Category A
Vanbreda approximate % decrease from 10% 10% 10% 10% 10% 10% 10% 10% present contribution
staff member's contribution as % of 26% 29% 32% 35% 35% 36.39% 37.79% 37.79% premium
Category B/C
Vanbreda approximate % decrease from 10% 10% 10% 10% 10% 10% 10% 10% present contribution
staff member's contribution as % of 26% 29% 32% 35% 35% 36.75% 38.16% 39.57% premium
Category D
Vanbreda approximate % decrease from 10% 10% 10% 10% 10% 10% 10% 10% present contribution
staff member's contribution as % of 26% 29% 32% 35% 35% 36.43% 38.08% 39.49% premium
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