Saving money or using tomorrow’s money
Saving money or using tomorrow’s money, it’s a question. More and
more people prefer to use tomorrow’s money with the influence of
western thoughts. But in my opinion, the first option is a better one.
Several years ago, there was a famous story about this question. A story about the different life styles between an American old lady and a Chinese old lady. The American old lady uses tomorrow’s money to buy a
house and pay back the loan in her whole life. The Chinese old lady saves money and buys a house before her death. This story is often used to show the benefits of using tomorrow’s money. Nevertheless, taking this
story as an example is a little extreme. Using tomorrow’s money needs
the following conditions;a steady job, a good wage and a light burden. Fifty percent of people don’t own these conditions, using tomorrow’s
money may put them into trouble. For instance, if they can’t pay back the
loan, the bank will take their houses and cars back.
Although saving money is slow and hard, it is safer for us to hold our property. Furthermore, according to Chinese traditional custom, saving money is more acceptable.