2008-2009 AY UAF / UnitedHealthcare
Graduate Student Health Insurance Policy
WEBSITE FOR UnitedHealthcare: https://www.uhcsr.com/
Who is eligible:
? The Graduate Student Health Insurance Policy is a benefit for graduate students who are on a research (RA)
or teaching (TA) assistantship or a University Fellowship (e.g. Graduate Fellowship, Thesis Completion
Fellowship, Rasmuson Fellowship, NSF Fellowship, etc.).
? The University pays the policy on behalf of the student. Graduate students not on a research/teaching
assistantship or fellowship CANNOT purchase this policy. They can purchase the “regular” UAF student
health insurance policy during fee payment on line or through the UAF Business Office.
How do students enroll in the Graduate Student Health Insurance Plan:
? Eligible graduate students are automatically enrolled by the Graduate School upon receipt of their
assistantship/fellowship letter to the Graduate School.
? It is the students’ responsibility to provide a copy of their letter to the Graduate School each semester.
? Contract/Award letters must be delivered in person by the student and NOT faxed or sent to the Graduate
School. At that time we will give each eligible student a copy of the Graduate Student Health Insurance
Policy packet. We will make exceptions for students not physically in Fairbanks (but those on Westridge
need to make the walk down to see us!).
? It is important for students to know that they are not to add the regular student insurance plan when
they are completing registration online. They will not see an option for the Graduate Student Health
Insurance Plan, as this is an automatic benefit for those eligible students.
?? Graduate students eligible for this policy cannot opt out of the Graduate Student Health Insurance even if they are
covered by another insurance policy. If they are covered by another plan, remind them that double coverage is to
their benefit. ??
? STUDENTS MUST HAVE SUBMITTED THEIR CONTRACT/AWARD LETTER TO THE
GRADUATE SCHOOL BY THE LAST DAY OF FEE PAYMENT (September 12, 2008 for the fall
semester) TO BE ELIGIBLE FOR THE INSURANCE FOR THAT SEMESTER.
? IF WE DO NOT HAVE A COPY OF THEIR LETTER BY THE END OF FEE PAYMENT THEY
WILL NOT BE ENROLLED IN THE HEALTH INSURANCE PLAN FOR THAT SEMESTER.
? WE CANNOT ENROLL STUDENTS IN THE INSURANCE PLAN PAST THE LAST DAY OF
? ENCOURAGE STUDENTS NOT TO PROCRASTINATE!
? Assistantship/fellowship for the fall semester only: student is covered for health insurance August 25, 2008
– January 11, 2009 regardless of the actual start date on their contract/award letter.
? Assistantship/fellowship for the spring semester only: student is covered January 12, 2009 – August 24,
2009. (Even if the student does not have a contract over the summer months, they are automatically
enrolled for spring/summer coverage.) If a student starts their contract/award on January 6, 2009 (and was
not covered by the Graduate Student Health Insurance Plan in the fall) their coverage would not start until
January 12, 2009.
? Students that graduate in May, but have the spring/summer coverage will continue to be covered by the
health insurance plan until August 24, 2009.
? Assistantship/fellowship for the entire year, student is covered August 25, 2008 – August 24, 2009.
Cost of the Plan:
? Remember – students on RA’s, TA’s and fellowships do not pay for their coverage. Eligible students
have the cost of the insurance premium paid by their individual funding source. Students on TA’s have the
coverage paid for through special funds identified by the Provost. The benefit to the student and cost to the
department or funding source is:
Fall $ 442.00
Spring/Summer $ 746.00
Vision and Dental
? The plan does not cover vision and dental and coverage is not available to purchase separately.
? This plan has a $150.00 deductible for each injury or sickness per policy year to a maximum of $300.00.
? The deductible is waived for treatment rendered at the UAF Health Center. ? Students assigned to remote locations that do not have access to either UAF or UAA’s Health Center will
have the deductible waived by special provider agreement. (There is an agreement in place that UAF
students who have paid the UAF Health Center Fee, but live in the Anchorage area, can utilize the services
at the UAA Health Center.) A list of identified special providers is in the policy brochure. In addition,
Fisheries students assigned to Seward, Juneau or Kodiak, where there is no student health center, will not
be charged a deductible when using services in their assigned communities. See page 6 of brochure.
? Eligible students may also insure their dependents. Eligible dependents are the spouse or Domestic Partner
and unmarried children under the age of 19; or 23 if a full-time student. Dependent eligibility expires
concurrently with that of the insured student. The cost for adding a dependent or spouse is as follows:
Spouse or domestic partner Each Child All Children
Annual $3971.00 $1701.00 $3914.00
Fall Only $1477.00 $ 633.00 $1456.00
Spring/Summer Only $2494.00 $1068.00 $2458.00
? Insured students have access to nurse advice and health information 24 hours a day, 7 days a week by
calling 1-800-883-2951. The NurseLine is staffed by registered nurses who can help students determine if
they need to seek medical care, understand their medications or medical procedures, or learn ways to stay
Global Emergency Services
? Insured students are automatically enrolled in the global emergency services from Scholastic Emergency
? This program connects students to doctors, hospitals, pharmacies, and certain other services when faced
with a medical emergency while traveling 100 miles or more from your campus address or 100 miles away
from your permanent home address.
? International students are eligible to receive SES services worldwide, except in the student’s home country.
? Be sure to check the guidelines on page 5 of the insurance brochure regarding access to these services.
2008 Enrollment Form – Graduate Student Plan
? The Enrollment form (which is included in the Health Insurance Packet and available online) is NOT
to be filled out by the student unless they are going to insure dependents. Again, eligible students are
automatically enrolled in the policy – they do not fill out a separate form.
? A TEMPORARY UnitedHealthcare Insurance ID CARD is in the insurance information packet that
students pick up from the Graduate School. Students will receive a permanent card from UnitedHeathcare
after they are enrolled in the plan.