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FIRST TIME HOMEBUYER EDUCATION WORKSHOP

By Rick Scott,2014-05-06 01:44
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FIRST TIME HOMEBUYER EDUCATION WORKSHOP

    FIRST TIME HOMEBUYER

    EDUCATION WORKSHOP

    The Home Ownership Center of South Shore Housing is offering a

    homebuyer education workshop for first-time homebuyers.

    A first time homebuyer is someone who has not owned a residence in 3

    years.

The homebuyer education workshop offered by South Shore Housing Development Corporation will

    assist potential homebuyers in learning all aspects of the homebuying process. Areas to be covered in

    the seminar include: information on what’s affordable for those interested in buying a home; what it takes

    to qualify for a loan; what the loan application process entails; what types of loan products are available,

    guidance on budgeting and money management; how your credit relates to qualifying for a loan, and how

    to get the greatest benefit out of working with real estate professionals. Experts such as mortgage brokers,

    attorneys, insurance agents, credit counselors, and home inspectors, will all educate participants in their

    field of expertise.

     ADVANTAGES OF THE HOMEBUYER EDUCATION WORKSHOP

Participants who complete the course will receive a certificate that can satisfy the homebuyer counseling

    requirements for MHFA, Fannie Mae, Freddie Mac and other lender programs that require homebuyer

    counseling for some of their loan products. These loans offer first-time homebuyers below-market-rate

    mortgages. A Letter of Completion is issued at the end of the workshop; upon notification of a closing to

    SSHDC the Homebuyer Certificate will be issued. The certificate can also satisfy the counseling

    requirements of community programs that require homebuyer counseling for their Downpayment and

    Closing-Cost-Assistance-Programs; when qualified, up to $8,000 is available. These programs are

    available in the majority of cities and towns throughout Southeastern Massachusetts. Contact Marjie

    Pujalte at 781-422-4241

    REGISTRATION FORM

    SPACE IS LIMITED REGISTER AS SOON AS POSSIBLE (To register tear off form below and include check to: South Shore Housing)

    Send to: 169 Summer Street, Kingston, Mass. 02364-1220

………………………………………………………………………………………………………

    Yes, I will attend the workshop! Check enclosed

Name: __________________________________________________________

Address: ________________________________________________________

Tel. #: _________________________E-Mail: ________________________________

Date of Workshop: _____________________________________________________

NOTE: At the homebuyer seminar, applicant and property eligibility requirements will be presented.

    Your total household income must be within program limits. Limits vary according to community income

    levels. See sample below:

     Household Size Wareham

    1 $43,850

    2 $50,100

    3 $56,400

    4 $62,650

    5 $67,650

    6 $72,650

    7 $77,650

    8 $82,700

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